Is rising inflation a wake-up call to review your savings?
“With inflation rising - are my savings working hard enough for me?”
5 Retirement Challenges (and what to do about them)
Understanding the common retirement pitfalls can help you take steps now to create a secure retirement.
“How do I claim pension tax relief?”
Pension tax relief has been boosting #retirement savings for 100 years, but millions of high earners still aren’t claiming their full entitlement
“What is a realistic return on investments?”
When you’re investing, it’s important that you understand what’s realistic, in order to create an accurate plan and to spot potential scams.
What does rising house prices mean for inheritance tax?
House prices have soared and could mean that you’re nearing the Inheritance Tax threshold. Taking a proactive approach can help you reduce a potential bill.
Money Marketing Magazine - October 2022
Is bigger really better when it comes to financial advice companies?
“What is personal financial modelling?”
Cashflow modelling can help you understand the long-term impact of your financial decisions and how to prepare for things outside of your control. Read on to find out more.
“How can I manage investment risk?”
Investors have experienced two “once in a lifetime” events in just 12 years. According to the Office for Budget Responsibility they could become more common. Find out more here >
“Are Cash ISAs good for savings?”
With inflation on the rise, savers are now in effect receiving a negative real rate of interest. Meaning that the value of their cash savings is set to reduce in value over time.
The 5 most common financial mistakes for business owners
Business ownership can be fraught with all kinds of mistakes. Here are the five most common financial mistakes I encounter when advising entrepreneurs.
“Are Premium Bonds worth it?”
If you’re thinking about using Premium Bonds, it’s important to understand how they work. Recent changes mean they aren’t as attractive as they once were, with fewer prizes now given out each month.
“Does Ethical Investing mean lower returns?”
Ethical investing has become increasingly popular over the last few years, as investors have tried to align their investment strategies with their personal views.
“How can I avoid the Lifetime Allowance Charge?”
Following the Chancellor’s decision to freeze the pension lifetime Allowance (LTA) until 2026, many will be wondering whether they will now be caught by this ‘stealth tax’ and if/how they can avoid the LTA Charge.
“Can I access my pension before retirement?”
Thousands of workers are accessing their pension before they retire. They may end up with a nasty surprise from the taxman.
Property vs Pension - which is best?
Given the national obsession with property, it is perhaps unsurprising that one of the most common questions I’m asked is whether property or pension is the best choice when it comes to your retirement pot. Here are my thoughts…
Budget 2021 – Winners and Losers
Following one of biggest economic upheavals in modern history, who are the winners and losers of the 2021 Budget?
“I don’t understand my pension statement”
As retirement approaches, you might start to wonder “what does my pension statement mean?”.
“What is the difference between a Wealth Manager, Financial Adviser and Financial Planner?”
If you’re looking for professional help with your finances, one of the questions you may be asking yourself is ‘what is the difference between a Wealth Manager, Financial Adviser and Financial Planner?’
Pension contributions for directors of limited companies - what are the tax benefits?
Making employer pension contributions can reduce your company’s tax bill. Pension contributions from pre-taxed company income are an allowable business expense and so don’t attract Corporation Tax.